1. Call of the Police and Take Photos. Photograph the vehicles or have someone do it if you cannot. Remember what the other driver says. Watch what you say. Do not admit fault! You may have to report the accident to the Oregon DMV within 72 hours. Read my March 12, 2017 blog When Must You Report a Motor Vehicle Accident to the Oregon DMV for more information.
2. Get Medical Treatment. If an ambulance comes to the scene and the EMT wants you to go to the hospital, go in the ambulance as your auto insurance will probably pay for it. See my April 15, 2017 blog How to get your Medical Bills Paid when Injured in a Motor Vehicle Accident in Oregon for more information.
3. Watch What you Say to the Insurance Companies. The at fault driver’s insurance company will call you to get a recorded statement within days of the accident. You do not have to talk to them. Be careful what you say if you do. You will have to give a statement to your insurance company to set up a claim for personal injury protection benefits.
4. Do Not Sign Anything. Do not sign any document without talking to an attorney. If you sign a document called a release or settlement agreement you may give up your rights. Call an attorney to discuss the matter first. You usually will not be charged for the call.
5. Follow Your Doctor’s Orders. Follow your doctor’s instructions regarding treatment. Attend all scheduled visits and promptly schedule future visits.
6. Call an Attorney. It’s your decision whether to hire an attorney but if you don’t you may miss out on benefits you never knew existed. I do not charge for such calls.