It can be overwhelming dealing with an accident, injury or car accident – and then having to find the right doctor and deal with insurance companies.
We’ve put together the following FAQ Topics for you:
If you cannot find an answer to your question, check our personal injury blog or contact us for a free consultation.
If you’re trying to decide whether to hire an attorney for your personal injury case and you don’t know what you’re doing, I think it’s a good idea to consult an attorney for your own protection.
For example, you might be able to get $100,000 for an accident, but an attorney can get you two or three times that amount to get you paid for medical expenses and all the things you may not have known they should cover.
If you don’t know what you’re doing, it’s a good idea to have someone who’s experienced in this to represent you; to have your back.”
– Sheila, Client Testimonial
You need to find an experienced personal injury attorney who:
See my blog post How to Find a Personal Injury Attorney for more insight.
To hire an attorney you should meet with the attorney first to get to know them and check out their office. At that meeting, you will often sign a fee agreement and other documents to allow the attorney to obtain the evidence necessary to build your case against the at-fault party.
The G.R. Johnson Law firm will mail these documents to you in an informative New Client Orientation Packet if it’s more convenient for you to review and complete them at home.
The G.R. Johnson Law firm does not charge a fee for its services in personal injury cases before the case recovers money for you. Once that occurs, we charge a fee of one third of the amount of money recovered.
The G.R. Johnson Law firm will initially pay the costs to prosecute your case so you don’t have to. The Oregon State Bar ethics rules require the law firm to be reimbursed for the costs advanced, whether or not money is recovered in your case.
We outline exactly what you should do when you are in a car accident on our Auto Accident page. Additionally, if you’ve been in an accident with a driver under the influence of alcohol or drugs, there is specific information you should know about this kind of accident. We cover this on our DUI/DWI Accidents page.
Yes. If you have car insurance, your insurance company will pay your medical bills under your personal injury protection or “PIP” coverage. See our blog post Getting Medical Bills Paid when Injured in a MVA for more details.
When you are injured as a passenger in a car, the insurance company for the owner of the car is primarily responsible to pay your medical expenses under the owner’s personal injury protection (PIP) coverage. See our blog post on How Does Personal Injury Protection (PIP) Insurance Work in Oregon? for more details.
To set up a PIP claim against the insurance company for the owner of the car, ask the owner for the name of his or her insurance agent and the insurance policy number. After you get that, call the insurance agent and ask to set up a PIP claim.
If the driver of the car in which you were a passenger was at fault for causing the accident, you will also have a liability claim against the driver and should consult with an attorney about pursuing a liability claim.
How much you can recover for your injuries depends on how badly injured you were and how severely your activities were limited because of your injuries.
You are entitled to be reimbursed for your economic damages including your past and future medical expenses, lost income, property damage, etc. You are also entitled to be reimbursed for your non-economic damages or damages for the pain and suffering, inconvenience and emotional distress you sustained and will sustain in the future.
If you need help, please contact me for a free consultation.
Personal injury protection coverage or “PIP” is a type of coverage in an auto insurance policy that pays your medical expenses, lost income and increased household expenses when you are injured in an car accident. PIP provides significant coverage. For example, I have $100,000 of PIP medical coverage in my car insurance policy.
Why can’t your regular health insurance cover your car accident injuries? If you are hurt in a car accident that was someone else’s fault, your health insurer may refuse to pay for your medical treatment. Even if your health insurer does agree to pay your medical bills, you may have significant out-of-pocket expenses for deductibles and copayments. In comparison, PIP pays all your medical bills with no copayments. Usually no deductible is required, although some car insurance policies do have a $250 deductible.
For more information, read my blog post How Does Personal Injury Protection (PIP) Insurance Work in Oregon?
You should have enough car insurance to cover your damages if you are catastrophically injured by an uninsured driver. For example, I have $100,000 of PIP medical coverage and $250,000 in uninsured or underinsured motorist coverage.
See my blog post Motor Vehicle Insurance: How Much Should You Have? for more insight.
When you are in a motor vehicle accident, the insurance company for the owner of the car in which you were riding usually pays your medical expenses under its Personal injury Protection or “PIP” coverage. PIP pays your medical expenses, lost income and increased household expenses when you are injured in a car accident.
Many health insurance policies specify that your health insurer will not pay for medical treatment when the need for the treatment was due to the fault of another person. Even so, your health insurer may agree to pay for such treatment, especially if you sign an agreement to pay them back if you recover compensation from the at-fault party.
I often work with my clients’ health insurance companies to convince them to pay for accident-related treatments when my clients’ PIP benefits run out.
Feel free to contact me if you have questions – I’m happy to help, and initial consultations are always free.
