When Luke first called me in early 2019, I answered all his questions (as I always do) and told him that I wasn’t sure that he needed me to help him, as he only had a back strain. Luke decided not to hire me at that point.
Luke followed up with me in June 2019, saying he would like me to help him. I agreed to work with him.
Luke had strained his upper and lower back, along with his neck, in the accident. The first mistake he made was that he did not go to the doctor on the day of the accident. Instead, he waited 3 weeks before going to urgent care.
The 2nd mistake he made was that he did not follow the urgent care doctor’s order to see a physical therapist. Instead, he went to a chiropractor. Luckily, he had a good reason for doing that and we made sure to explain it in the case.
Luke’s neck and upper back strains resolved with chiropractic treatment but he continued to have lower back pain and followed up with a neurosurgeon who found a herniated disc but did not recommend surgery.
I sent a demand to Country Financial, the at-fault driver’s insurance company, but they refused to make a reasonable offer. I filed a lawsuit. The insurance company paid their entire policy limits 18 months later.
I then sent a settlement demand to Luke’s insurance company, Progressive, for underinsured motorist benefits. When they refused to make a reasonable offer, I prosecuted and tried that case and recovered a $1.4 million award, 14 months later.
I was able to prove that Luke, a self-employed tiling and stone contractor, was unable to continue his job after his car accident injury, as he was no longer able to do any heavy lifting. I hired a vocational expert who testified to the expense it would cost Luke to retrain to a new job and how much income he would lose doing that.
I also had a contractor with whom Luke had worked testify that Luke was one of the top 3 contractors with whom he had ever worked as far as the quality of his work, the amount he charged, and how long he took to complete the work.