Oregon Car Insurance Laws

Every driver in Oregon is required to have car insurance. Driving without it can get you a ticket with a fine of up to $427. In case of an accident, it begs the question then: How much car insurance do you need – really? And what kind? I’ll untangle the confusing web of car insurance coverage types for you.

In my practice as an auto accident attorney, I frequently untangle Oregon’s complex auto insurance laws for my clients. For example: what is UIM? And who pays your medical bills after a car accident, and under which scenario? I’ll unpack it for you.

So you’ve been in a car accident. No matter the impact of your injuries, you’re likely faced with medical bills, have missed work, and owe your babysitter for childcare while you were in the hospital. You’re in luck however: there is this thing called Personal Injury Protection Insurance – or PIP. And whether you knew it or not – you’ve already paid for it, and will be able to reap the benefits. How does it work here in Oregon? Let…